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Decentralized Finance (DeFi) and Its Impact on Traditional Banking
Decentralized Finance (DeFi) is reshaping the financial landscape by removing intermediaries in financial transactions. Built on blockchain technology, DeFi platforms allow users to lend, borrow, and trade assets without relying on traditional banks. This movement promotes financial inclusion by providing access to financial services for unbanked populations, particularly in developing countries. However, regulatory challenges and security risks remain significant concerns. As the DeFi ecosystem matures, balancing innovation with adequate regulatory oversight will be crucial to ensure user protection and system integrity
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